In 2026, the FHA loan limit in Johnstown, Licking, OH, is set at $488,750 for a single-family home, $625,700 for two units, $756,300 for three units, and $939,900 for four units.
The maximum amount for conventional loans on a single-family residence is $726,200, with $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.
Use our FHA calculator to explore today’s best FHA rates and assess the necessary down payment, income, credit, reserves, and documents for qualification.
Create comparisons with the Lendersa® calculator to evaluate FHA rates and terms alongside other loan programs. Review options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly compiles data from thousands of lenders, matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Johnstown, Licking, OH, allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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