For 2026, the FHA loan limit in New-Albany county of Franklin, OH is $397,900 for single-family homes, $509,350 for two units, $615,700 for three units, and $765,200 for four units.
The highest loan amount for conventional loans on a single-family home is $548,250. For two-unit homes, it's $702,000, for three units, $848,500, and for four units, $1,054,500.
Use our FHA calculator to find today’s leading FHA rates and assess the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Explore and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders and promptly matches it with your financial profile.
The Loan Limits Comparison Table for 2026 in New-Albany county, Franklin, OH, lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money limits. Use the Lendersa® SLIQ™ tool for reviewing qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $397,900 | $509,350 | $615,700 | $765,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $318,300 | $318,300 | $318,300 | $318,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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