For the year 2025, the FHA loan limits in Kent, part of Portage County, OH, are specified as follows: a single-family home limit of $472,030, $604,400 for a two-unit property, $730,525 for three units, and $907,900 for four units.
The top loan amount for conventional mortgages on a single-family home is $726,200. For two-unit dwellings, the limit is $929,850; for three units, it's $1,123,900; and for four-unit properties, the maximum is $1,396,800.
Utilize our FHA calculator to know today’s best FHA rates and determine the needed down payment, income, credit checks, reserves, and documents for qualification.
The Lendersa® tool allows for the comparison of FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Engage in extensive exploration and comparison.
Lendersa® acquires comprehensive loan data from thousands of lenders and quickly compares it against your financial profile and needs.
The Loan Limits Comparison Table for 2025 within Kent County of Portage, OH features maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs related to income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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