In 2026, the set FHA loan limits for Kenton county, which is part of Hardin, OH, are as follows: for single-family homes, the cap is $472,030; for properties with two units, it's $604,400; for three-unit buildings, the limit is $730,525; and for four-unit apartments, it is $907,900.
Conversely, the maximum loan amount for conventional loans on a single-family dwelling is $726,200. For duplexes, it is $929,850; for triplexes, the ceiling is $1,123,900; and for quadplexes, the cap is $1,396,800.
Employ our FHA calculator to explore today’s most competitive FHA rates. This tool helps you determine key aspects like the required downpayment, income levels, credit score, reserves, and necessary qualifications for documentation.
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The Lendersa® calculator allows you to evaluate FHA rates and conditions against other loan program options. Discover and compare various options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offers.
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For 2026, the Loan Limits Comparison Table for Kenton county, part of Hardin, OH, provides a side-by-side view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To dig deeper into qualification requirements such as income, reserves, and credit ratings, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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