In 2026, the FHA loan limits in Ada, located in Hardin, OH, are: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
For conventional loans, the maximum amount permitted for a single-family home is $726,200. The limit for two-unit buildings is $929,850, triple-unit homes are capped at $1,123,900, and four-unit residences reach up to $1,396,800.
Use our FHA calculator to access today’s most competitive FHA rates and determine the necessary down payment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator enables you to assess FHA rates and terms alongside those of all other loan programs. Consider evaluating Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® compiles extensive data from numerous lenders and, in moments, matches it to your custom financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ada, within Hardin, OH, allows for comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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