In 2026, the FHA loan limits within Lancaster situated in Fairfield county, OH, are outlined as follows: $488,750 for single-family residences, $625,700 for two-unit homes, $756,300 for three-unit buildings, and $939,900 for four-unit properties.
The maximum conventional loan amount for a single-family home is $726,200. For duplexes, it is $929,850; for triplexes, $1,123,900; and for four-unit homes, $1,396,800.
Our FHA calculator reveals today's best FHA rates and guides you in calculating the necessary downpayment, income, credit rating, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Leveraging data from thousands of lenders, Lendersa® efficiently aligns loan programs according to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lancaster, Fairfield county, OH, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financing. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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