In 2026, the FHA loan limits for homes in Madison county, Lake, OH, are: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit residences, and the limit for 4-units is $907,900.
For conventional loans on a single-family residence, the maximum amounts are $726,200. For 2-unit homes, it’s $929,850; for properties with 3-units, it's $1,123,900; and for 4-units, this increases to $1,396,800.
Utilize our FHA calculator to access today’s leading FHA rates and to identify the necessary downpayment, income levels, credit requirements, reserves, and required documents for qualification.
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The Lendersa® calculator provides the capability to assess FHA rates and terms against those from various other loan programs. Thoroughly explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
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For 2026, refer to the Loan Limits Comparison Table in Madison county, Lake, OH, which provides a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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