In 2026, the FHA loan limits for homes in Madison county, Lake, OH, are: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit residences, and the limit for 4-units is $907,900.
For conventional loans on a single-family residence, the maximum amounts are $726,200. For 2-unit homes, it’s $929,850; for properties with 3-units, it's $1,123,900; and for 4-units, this increases to $1,396,800.
Utilize our FHA calculator to access today’s leading FHA rates and to identify the necessary downpayment, income levels, credit requirements, reserves, and required documents for qualification.
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The Lendersa® calculator provides the capability to assess FHA rates and terms against those from various other loan programs. Thoroughly explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers comprehensive loan data from numerous lenders and performs rapid comparisons tailored to your unique financial profile and specific needs.
For 2026, refer to the Loan Limits Comparison Table in Madison county, Lake, OH, which provides a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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