In the year 2026, the FHA loan limit in Mason, part of Warren County, OH, stands at $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit homes, and $907,900 for properties with four units.
For conventional loans, the highest amount allowed on single-family residences is $726,200. Duplexes have a cap of $929,850, triplexes at $1,123,900, and four-unit spaces are capped at $1,396,800.
Utilize our FHA calculator to discover today's best FHA rates and evaluate down payments, income levels, credit scores, reserves, and documents needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as well.
Lendersa® collects program data from numerous lenders and matches it to your unique financial profile swiftly.
Reference the Loan Limits Comparison Table for 2026 within the Mason, Warren of OH area, offering insight into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Assess income, reserves, and credit eligibility via Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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