As of 2026, the FHA loan limit set in Montgomery county, located within Hamilton, OH, is $472,030 for a single-family home. For properties with two units, it is $604,400, for three-unit homes it's $730,525, and for four-unit buildings, the limit is $907,900.
The maximum loan amount available for conventional loans on single-family residences is $726,200. For places with two units, it's $929,850, for three units $1,123,900, and for residences with four units, it is $1,396,800.
Utilize our FHA calculator to view today's most competitive FHA rates, calculating the downpayment needed, income requirements, credit, reserves, and documentation necessary to qualify.
The Lendersa® calculator offers a platform to compare FHA rates and terms with other lending programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates comprehensive data from thousands of lenders, swiftly aligning it with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Montgomery county, within Hamilton, OH, provides an in-depth look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money formats. For insights on qualification criteria, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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