As of 2026, the FHA loan limits in Napoleon county, which is part of Henry, OH, are defined as follows: $472,030 for single-family homes, $604,400 for buildings with two units, $730,525 for those with three units, and $907,900 for four-unit properties.
The maximum available loan amount for conventional financing on a single-family residence has been set at $726,200. For two-unit homes, it is $929,850, while three-unit homes see a limit of $1,123,900, and four-unit buildings have a cap of $1,396,800.
To uncover the best FHA rates today, use our FHA calculator. This tool assists in determining essential factors like downpayment, income requirements, credit scores, available reserves, and the necessary documents for qualification.
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For the 2026 Loan Limits Comparison Table, focusing on Napoleon county in Henry, OH, you can analyze maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification essentials such as income, reserves, and credit qualifications, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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