In 2026, the FHA loan limit in Defiance county of Defiance, OH is $472,030 for a single-family home. The limit extends to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The maximum amount for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and reaching $1,396,800 for four-unit properties.
Utilize our FHA calculator to view today's leading FHA rates and determine the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls data from thousands of lenders and quickly matches it with your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Defiance county of Defiance, OH, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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