2026 FHA (Government Loans) Limits for Niles, Trumbull County, Ohio

In 2026, FHA loan limits in Niles county of Trumbull, OH are $472,030 for a single-family home, increasing to $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.

Conventional loan maximums on a single-family residence are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to access today’s top FHA rates and calculate the required downpayment, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Gathering data from thousands of lenders, Lendersa® aligns it quickly with your financial profile and requirements.

The 2026 Loan Limits Comparison Table for Niles county of Trumbull, OH provides a comparison of maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification standards such as income, reserves, and credit.

Loan limits Niles county of Trumbull, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 4135 State Route 128, Cleves, OH, 45002
  • Lends in Ohio
  • Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Ohio
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience

  • National Cooperative Bank
  • 2011 Crystal Drive, Suite 800, Arlington, VA, 22202
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  • National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities

  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
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  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • OnPoint Home Lending
  • 2912 E. Gallatin Street, Burlington, KY, 41005
  • Lends in Ohio
  • We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase

  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Lends in Ohio
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    Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
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  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • Lends in Ohio
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • GVC Mortgage, Inc
  • 600 Corporation Dr, Suite 200, Pendleton, IN, 46064
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  • GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.

  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Lends in Ohio
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.