For 2026, in Howland-Center, located in Trumbull, OH, the FHA loan limits are: $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit properties, and $685,400 for four-unit properties.
The cap for conventional loans on a single-family home is $548,250, with two-unit dwellings reaching $702,000, three-unit homes at $848,500, and four-unit homes at $1,054,500.
Use our FHA calculator to find today’s top FHA rates and understand the down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to compare the rates and terms of FHA with other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers information from numerous lenders and matches it to your financial profile and needs almost instantly.
In 2026, use the Loan Limits Comparison Table for Howland-Center, Trumbull, OH to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) helps you compare qualification requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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