In 2026, the FHA loan limits in Plain-City county of Madison, OH, are as follows: $397,900 for a single-family home, $509,350 for duplexes, $615,700 for three-unit residences, and $765,200 for four-unit buildings.
The maximum conventional loan amounts on a single-family home are $548,250. For two units, it is $702,000, for three units $848,500, and for four units $1,054,500.
Use our FHA calculator to access today’s top FHA rates and figure out the necessary down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Utilizing data from thousands of lenders, Lendersa® swiftly evaluates it against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Plain-City, county of Madison, OH, allows a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification requirements such as income, reserves, and credit, consider using Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $397,900 | $509,350 | $615,700 | $765,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $318,300 | $318,300 | $318,300 | $318,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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