In 2026, the FHA loan limits established in Columbus, part of Franklin county, OH, include: $488,750 for a single-family home, with $625,700 for two-unit properties, $756,300 for three-unit buildings, and $939,900 for structures with four units.
Conventional loan maximums are set at $726,200 for single-family homes. For duplexes, the cap is $929,850; for triplexes, the limit is $1,123,900; and for four-unit homes, it's $1,396,800.
Take advantage of our FHA calculator to explore today's top FHA rates, and determine the necessary downpayment, income verification, credit requirements, available reserves, and documentation to meet qualification criteria.
The Lendersa® calculator offers a means to compare FHA rate and terms with those of a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles comprehensive loan program data from thousands of lenders, providing a rapid comparison aligned with your personal financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Columbus, Franklin of OH details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs such as income, reserves, and credit criteria, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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