2026 FHA Loan Limits for Springboro, Warren County, Ohio

For 2026, FHA loan limits in Springboro county of Warren, OH are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum amount for conventional loans on a single-family home is $726,200, with limits for two units at $929,850, for three units at $1,123,900, and for four units at $1,396,800.

Utilize our FHA calculator to see today’s best FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.

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Using the Lendersa® calculator, you can compare FHA rates and terms with those from other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from thousands of lenders, aligning it with your financial needs and profile swiftly.

The 2026 Loan Limits Comparison Table for Springboro county of Warren, OH shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification details like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Springboro county of Warren, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Summit Federal Credit Union
  • 100 Wheeler Street, Akron, OH, 44311
  • Lends in Ohio
  • In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection

  • Eagle Bend Capital Financing
  • 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
  • Lends in Ohio
  • Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.

  • Schmidt Mortgage Company - Randy Milani
  • 1953 Englewood Ave, Akron, OH, 44312
  • Lends in Ohio
  • Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.

  • Ohio Valley Community Federal Credit Union
  • 52775 Boston Hill Road, Hannibal, OH, 43931
  • Lends in Ohio
  • Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.

  • Affordable Mortgage Partners PC
  • 7461 Steeplechase Dr., Saline, MI, 48176
  • Lends in Ohio
  • Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.

  • Rockway Mortgage Company, Inc.
  • 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
  • Lends in Ohio
  • Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Wiremen's Credit Union
  • 5800 State Road, Parma, OH, 44134
  • Lends in Ohio
  • The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.

  • Firefighters Community Credit Union | FFCCU
  • 1222 W. Pleasant Valley Rd, Parma, OH, 44134
  • Lends in Ohio
  • Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees

  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • Lends in Ohio
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Consumers National Bank
  • 614 E. Lincoln Way, Minerva, OH, 44657
  • Lends in Ohio
  • At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.

    About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.

  • Ohio Teamsters Credit Union
  • 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
  • Lends in Ohio
  • In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.

  • Century Federal Credit Union
  • 4600 Rockside Road, Independence, OH, 44131
  • Lends in Ohio
  • Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.