For 2026, the FHA loan limit in Moraine within Montgomery county, OH, is $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for those with 3-units, and $907,900 for residences with 4 units.
The maximum conventional loan amounts are $726,200 for a single-family household, increasing to $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to explore today’s leading FHA rates and calculate necessary down payment, income requirements, credit status, reserves, and documentation for qualification.
The Lendersa® calculator offers comprehensive comparisons of FHA rates and terms alongside other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to aid in thorough exploration.
Lendersa® draws loan data from numerous lenders, enabling rapid comparison with your unique financial profile and requirements.
For 2026, refer to the Loan Limits Comparison Table in Moraine, within Montgomery county, OH, to analyze maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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