In 2025, the FHA loan limits in Wadsworth, County of Medina, OH are $472,030 for a single-family dwelling, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit residences.
For conventional loans, the maximum loan amount for single-family homes is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.
Use our FHA calculator to discover today’s prime FHA rates and determine the necessary down payment, income, credit, reserve requirements, and documentation required to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms alongside those from other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This facilitates a comprehensive comparison of your options.
Lendersa® compiles extensive loan program data from thousands of lenders, quickly aligning it with your individual financial profile and needs for effective comparisons.
The Loan Limits Comparison Table for 2025 in Wadsworth, Medina, OH, provides detailed insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. To evaluate qualification criteria like income, reserve funds, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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