In 2026, the FHA loan limit in the county of Wayne, situated within Rittman, OH, is $472,030 for a single-family home. The limit extends to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for properties with 4-units.
The maximum loan amount for conventional loans is $726,200 for a single-family residence, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to find today’s most competitive FHA rates, helping determine needed down payment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rate and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling thorough exploration.
Lendersa® aggregates loan program data from thousands of lenders and swiftly aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Rittman, Wayne, OH, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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