For 2026, in Willard located in Huron, OH, FHA loan limits are defined as $472,030 for a single-family house, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit buildings.
The cap on conventional loan amounts for a single-family home is $726,200. For two-unit structures it's $929,850, rising to $1,123,900 for three units, and maxing out at $1,396,800 for four units.
Utilize our FHA calculator to check today's top FHA rates and understand the requirements including down payment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows a comparison of FHA rates and terms with all other available loan programs. Look into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® compiles loan program data from extensive sources and rapidly aligns it with your personal profile and needs.
In 2026, use the Loan Limits Comparison Table for Willard, within Huron, OH, to compare maximal loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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