2026 FHA Loan Limits for Huron, Erie County, Ohio

As of 2026, the FHA loan limit for a single-family home in Huron, part of Erie county, OH, is set at $472,030. For two-unit properties, the limit is $604,400, for three units it rises to $730,525, and for four units, it reaches $907,900.

Regarding conventional loans, the maximum allowable amounts are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.

Our FHA calculator offers insights into today's top FHA rates, assisting you in calculating the necessary down payment, income, credit, financial reserves, and required documentation for qualification.

Explore loan offers from 100 lenders

Explore your loan alternatives in Huron, OH

The Lendersa® calculator provides a platform to compare FHA rates and terms with those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, allowing a comprehensive examination of options.

Lendersa® collects extensive loan data from thousands of lenders and performs rapid comparisons tailored to your unique financial status and needs.

In Huron, Erie, OH, consult the Loan Limits Comparison Table for 2026 to review the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed comparisons of qualification necessities like income, reserves, and credit score requirements.

Loan limits Huron county of Erie, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Huron FHA Lenders

  • Civista Bank
  • 100 E. Water Street, Sandusky, OH, 44870
  • Lends in Ohio
  • Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service.

    As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor

  • VacationLand Federal Credit Union
  • 2409 E Perkins Ave, Sandusky, OH, 44870
  • Lends in Ohio
  • VacationLand Federal Credit Union is much more than a place for banking. We live and work in northern Ohio, and we’re dedicated to helping our members and our communities prosper and thrive. Every member of VacationLand Federal Credit Union is part of our family. We care about you and your well-being instead of the bottom line

  • Cummings Mortgage Service
  • 2609 Columbus Avenue, Sandusky, OH, 44870
  • Lends in Ohio
  • "We specialize in residential mortgages. We offer Conventional, FHA, VA, First Time Homebuyers, Reverse Mortgages, Rural Development, and nonconforming mortgages with a focus on service and low costs. All loans are processed in our office.
    We are HUD approved and the first licensed mortgage broker in the State of Ohio."

  • Firelands Federal Credit Union
  • 300 North Street, Bellevue, OH, 44811
  • Lends in Ohio
  • Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.

  • Community Star Credit Union
  • 832 Cleveland St, Elyria, OH, 44035
  • Lends in Ohio
  • The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.

  • Gold Medal Mortgage Inc
  • 37490 Harvest Drive, Avon, OH, 44011
  • Lends in Ohio
  • Our mortgage team members will give you the personal service you deserve & treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity.So we make a commitment to you: we will help you qualify, apply & be approved for perfect mortgage loan for you.

  • Eagle Bend Capital Financing
  • 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
  • Lends in Ohio
  • Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.

  • Croghan Colonial Bank
  • 323 Croghan Street, Fremont, OH, 43420
  • Lends in Ohio
  • At Croghan, we understand where you’re coming from. Literally. Because chances are, we were brought up with similar values. Honesty. Hard work. Commitment to family. So we hope you consider us more than just your neighbor. Think of us as friends. Better yet, like family. We’d love nothing more than to be here to listen, guide

  • Rockway Mortgage Company, Inc.
  • 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
  • Lends in Ohio
  • Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • Lends in Ohio
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances