2025 FHA (Government Loans) Limits for Willoughby-Hills, Lake County, Ohio

In 2025, the FHA loan limit in Willoughby-Hills county of Lake, OH stands at $356,362 for a single-family home. For two units, it's $456,275, for three units, $551,500, and for four units, $685,400.

The maximum loan amount available for conventional loans on a single-family residence is $548,250. For two units, the limit is $702,000, for three units, $848,500, and for four units, $1,054,500.

Use our FHA calculator to discover today’s top FHA rates and understand the required downpayment, income, credit, reserves, and documents needed for qualification.

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With Lendersa® calculator, compare FHA rates and terms against those of other loan programs. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.

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Check the Loan Limits Comparison Table for 2025 in Willoughby-Hills county, Lake, OH, to analyze FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loan limits. Lendersa® SLIQ™ aids in evaluating qualifications such as income, reserves, and credit.

Loan limits Willoughby-Hills county of Lake, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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