During 2025, FHA loan limits in Lake, specifically in Mentor-on-the-Lake, OH, are set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for properties with four units.
The peak loan amounts for conventional loans include $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit houses, and $1,396,800 for four-unit buildings.
Our FHA calculator can be used to find the best FHA rates available today, and it helps determine the necessary down payment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with those of various other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and even hard money loans.
Lendersa® gathers loan details from a vast number of lenders and analyzes them within seconds to match your specific financial profile and requirements.
Explore the Loan Limits Comparison Table for 2025 in Lake county, Mentor-on-the-Lake, OH to compare maximum loan amounts across different loans: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualification criteria comparisons concerning income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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