In 2026, the FHA loan limits in Wilmington county, which is part of Clinton, OH, are set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for residences with four units.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For two-unit properties, this limit is $929,850, $1,123,900 for three units, and $1,396,800 for homes with four units.
Leverage our FHA calculator to discover today’s top FHA rates. Determine the necessary downpayment, income requirements, credit levels, reserves, and relevant documents needed for qualification.
By using the Lendersa® calculator, you can compare FHA rates and terms with those from other loan programs. Explore and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects expansive loan data from thousands of lenders, quickly matching it to your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wilmington county, situated within Clinton, OH, provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loan limits. To compare qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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