For 2026, the FHA loan limits in Mahoning county, Youngstown, OH are: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for properties with four units.
Conventional loan limits hit a max of $726,200 for single-family houses, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to review today’s best FHA rates and understand the downpayment, income, credit score, reserves, and documentation necessary to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly collects extensive loan data from thousands of lenders and aligns it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Youngstown, Mahoning county, OH, presents max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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