FHA Loan Limits for Youngstown, Mahoning County, OH in 2025

For 2025, the FHA loan limits in Mahoning county, Youngstown, OH are: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for properties with four units.

Conventional loan limits hit a max of $726,200 for single-family houses, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to review today’s best FHA rates and understand the downpayment, income, credit score, reserves, and documentation necessary to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Youngstown, Mahoning county, OH, presents max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit requirements.

Loan limits Youngstown county of Mahoning, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
  • The American Loan Mortgage Corp
  • 600 Tiffin Avenue, Findlay, OH, 45840
  • The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans
  • Millstream Area Credit Union
  • 1650 Fostoria Ave, Findlay, OH, 45840
  • Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.
  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal
  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.
  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
  • Savage Mortgage Services, Ltd
  • 655 Beaver Creek Circle, Maumee, OH, 43537
  • Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.
  • Midwest Mortgage Investments
  • 5450 Monroe Street, Toledo, OH, 43623
  • Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
  • National Mortgage Home Loans LLC
  • 637 East Big Beaver, Suite 213, Troy, MI, 48083
  • The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
  • Waterford Bank
  • 3900 N McCord Rd., Toledo, OH, 43617
  • Waterford Bank was founded by three individuals who together have more than 100 years of banking experience. From the beginning, Waterford chose to differentiate itself: The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.