In 2026, the FHA loan limits for Bethany county within Oklahoma, OK, are defined as $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit residences, and $907,900 for properties with four units.
For conventional loans on a single-family residence, the maximum loan amounts are $726,200, rising to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for homes with four units.
Our FHA calculator helps find today’s best FHA rates and determine necessary downpayment, income level, credit, reserves, and documentation needed for loan qualification.
The Lendersa® calculator is an excellent tool for comparing FHA rates and terms against those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive loan program data from thousands of lenders, immediately aligning this information with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Bethany county, Oklahoma, OK, offers a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare necessary criteria such as income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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