For 2025, in Nichols-Hills, within the county of Oklahoma, OK, the FHA loan limits are as follows: $356,362 for single-family homes, $456,275 for properties with 2 units, $551,500 for those with 3 units, and $685,400 for properties featuring 4 units.
As for conventional loans, the maximum permissible amount for a single-family residence is $548,250. For 2-unit homes, it is $702,000; for 3-unit homes, it's $848,500; and for 4-unit residences, the maximum is $1,054,500.
Utilize our FHA calculator to check out today’s prime FHA rates and to figure out the downpayment, income, credit, reserves, and documentation you need to qualify.
The Lendersa® calculator assists in comparing the rates and terms of FHA loans with various other loan programs. Dive into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly acquires loan program data from thousands of lenders, evaluating it against your specific financial details and needs in a matter of seconds.
For 2025, the Loan Limits Comparison Table for Nichols-Hills county of Oklahoma, OK, can be used to compare FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For comparing qualification needs, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
