For the year 2026, the FHA loan limits in the county of Oklahoma within Edmond, OK, are designated as follows: $472,030 for single-family homes, $604,400 for dual-unit properties, $730,525 for tri-unit dwellings, and $907,900 for properties with four units.
When it comes to conventional loans, the highest loan amounts allowable are $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for those with three units, and finally, $1,396,800 for properties housing four units.
You can uncover the best FHA rates available today by using our robust FHA calculator, which also helps you identify the necessary down payment, income requirements, credit standards, reserve needs, and documentation essentials for qualification.
The Lendersa® calculator is designed to facilitate direct comparisons between FHA interest rates and terms, and those of other loan products. Delve into and assess options like Conventional mortgages, Jumbo loans, Va, USDA, Non-Qm, and hard money loans along with FHA offerings.
By quickly sourcing loan program data from an array of lenders, Lendersa® ensures a comprehensive match based on your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 within Oklahoma, Edmond, OK, allows for an analysis of maximum loan amounts associated with FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification prerequisites, such as income, reserves, and credit rating specifics, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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