In 2026, within Choctaw county, Hugo, OK, FHA loan limits are set at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The allowed maximum for conventional loans on a single-family residence is $726,200. For duplex homes, it is $929,850, for triplexes it's $1,123,900, and for four-unit properties, it goes up to $1,396,800.
Try our FHA calculator to discover today’s top FHA rates and identify the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles loan program data from thousands of lenders and matches it to your unique financial profile and needs in seconds.
The Loan Limits Comparison Table for 2026 in Hugo county of Choctaw, OK, presents a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification standards involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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