In 2026, within the county of Payne in Perkins, OK, the FHA loan limits are set as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for properties with three units, and $907,900 for four-unit properties.
As for conventional loans, the maximum loan amount is $726,200 for a single-family dwelling, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Try our FHA calculator to check today’s top FHA rates, and also find out the required downpayment, income, credit standing, reserves, and documentation you need to qualify.
The Lendersa® calculator allows users to compare FHA interest rates and terms against those of other loan programs. Take the opportunity to compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently collects extensive loan program data from numerous lenders, providing tailored comparisons based on your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in the Perkins county of Payne, OK, enables you to juxtapose FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. To evaluate qualification criteria such as income, credit, and reserves, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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