FHA Loan Limits for Tulsa, Tulsa County, OK in 2025

In the year 2025, the FHA loan limits for Tulsa county, within Tulsa, OK, are set as follows: $472,030 is established for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit homes, and $907,900 for 4-unit buildings.

Regarding conventional loans, the cap for a single-family residence reaches $726,200. For 2-unit homes, the limit is $929,850; for residences with 3 units, it is $1,123,900; and for 4-unit properties, it is $1,396,800.

Our FHA calculator can help you explore today’s best FHA rates and determine the vital components such as down payments, income, credit score, reserves, and any required documents for qualification.

Explore lending opportunities from over 100 lenders and find the best fit for your financial needs.

Review Your Loan Options in Tulsa, OK

The Lendersa® calculator offers a comprehensive comparison tool for FHA rates and terms against a vast array of other loan program options. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, evaluating them alongside FHA terms to ensure a well-informed financial decision.

Lendersa® aggregates extensive loan information from thousands of lenders and provides rapid analysis aligned to your unique financial profile and needs, supporting effective decision-making.

The Loan Limits Comparison Table for 2025 in Tulsa, within Tulsa, OK, facilitates a detailed evaluation of maximum loan amounts across various types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare critical qualification requirements like income, reserves, and credit, aiding in selecting the best loan suited to your circumstances.

Loan limits Tulsa county of Tulsa, OK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Bank N.A.
  • PO Box 1067, McAlester, OK, 74502
  • At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
  • Exchange Bank and Trust Company
  • 523 Delaware, Perry, OK, 73077
  • The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Manufactured Home.Loan
  • 101 E Hurd St F, Edmond, OK, 73034
  • "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message Being a customer-focused company means we take great pride in our customer service."
  • Bozarth Home Mortgage
  • 109 S Division St, Guthrie, OK, 73044
  • Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.