In 2026, in Sand-Springs county of Tulsa, OK, the FHA loan limits are $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
The maximum loan for conventional loans on a single-family residence is set at $548,250, $702,000 for two-unit homes, $848,500 for three-unit homes, and $1,054,500 for four-unit properties.
Use our FHA calculator to discover today’s best FHA rates and calculate the necessary downpayment, income requirements, credit, reserves, and documents needed to qualify.
Lendersa® calculator allows you to compare FHA rates and terms against other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accesses extensive loan data from thousands of lenders, comparing it against your unique financial profile and needs quickly.
For 2026, the Loan Limits Comparison Table for Sand-Springs county of Tulsa, OK, provides a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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