As of 2026, in the county of Wagoner, OK, the FHA loan limits stand at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
For conventional loans, the highest amount you can borrow for a single-family home is $726,200. For a two-unit property, it's $929,850, a three-unit is $1,123,900, and for a four-unit, it's $1,396,800.
Utilize our FHA calculator to discover the best FHA rates available today. Additionally, check the requirements for downpayment, income, credit, reserves, and necessary documents to see if you qualify.
The Lendersa® calculator allows comprehensive comparisons of FHA rates and terms alongside other loan program options. Explore a variety of loans such as conventional, jumbo, VA, USDA, non-QM, and hard money loans compared to FHA.
Lendersa® processes program data from thousands of lenders, quickly aligning it with your specific financial scenario and requirements.
Compare the maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans within the Loan Limits Comparison Table for 2026 in Wagoner county of Wagoner, OK. To examine qualification needs like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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