For the year 2025, the FHA loan limits in Bandon county of Coos, OR, are defined as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
The maximum permissible amount for conventional loans on a single-family residence is $726,200. For two-unit quarters, it extends to $929,850, for three-unit structures $1,123,900, and for four-unit homes $1,396,800.
Utilize our FHA calculator to view today's top FHA rates and determine requirements regarding the downpayment, necessary income, credit score, reserves, and documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. You have the opportunity to explore and compare options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® gathers comprehensive loan program data from thousands of lenders and swiftly aligns it against your personalized financial profile and needs.
The Loan Limits Comparison Table for 2025 in Bandon county, Coos, OR, allows you to assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further comparison of eligibility criteria, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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