For 2026, the FHA loan limits in North-Bend county located in Coos, OR, are defined as follows: for a single-family home, the limit is $356,362. For 2-unit properties, this extends to $456,275; for 3-units, the cap is $551,500; and for 4-units, it reaches $685,400.
On the conventional loan side, the maximum permissible amount for a single-family residence is $548,250. For residences with 2 units, it is $702,000, increasing to $848,500 for 3-units, and up to $1,054,500 for homes with 4 units.
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The Lendersa® calculator empowers you to compare FHA rates and terms against those from a broad range of other loan programs. This includes evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options in relation to FHA requirements.
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The Loan Limits Comparison Table for 2026 in North-Bend county of Coos, OR, outlines the upper loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification criteria such as income, reserves, and credit requirements, use the innovative Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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