For 2026, the FHA loan limits in Cedar-Hills county, part of Washington, OR, are set as follows: single-family homes can borrow up to $517,500, while two-unit houses have a limit of $662,500. For three-unit buildings, the cap is $800,800, and for four units, it extends to $995,200.
The upper boundary for conventional loan amounts in a single-family residence is $548,250, increasing to $702,000 for two-unit homes, reaching $848,500 for three-unit properties, and capping at $1,054,500 for four-unit dwellings.
Try out our FHA calculator to uncover today's top FHA rates; this tool also helps calculate the necessary down payment, income level, credit score, reserves, and documents needed for eligibility.
The Lendersa® calculator is designed to help you assess the terms and rates of FHA loans against a variety of other loan products, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Leveraging a vast database sourced from thousands of lenders, Lendersa® promptly matches this information with your unique financial scenario, thus delivering customized data-driven comparisons.
In the Loan Limits Comparison Table for 2026 in Cedar-Hills county, Washington, OR, you can evaluate the maximum loan amounts relevant to FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare specific requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $414,000 | $414,000 | $414,000 | $414,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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