For 2025, in Garden-Home-Whitford county of Washington, OR, FHA loan limits stand as follows: $517,500 for a single-family home, $662,500 for two-unit properties, $800,800 for three-unit buildings, and $995,200 for four-unit residences.
The conventional loan limits are $548,250 for single-family homes, $702,000 for two units, $848,500 for three-unit properties, and $1,054,500 for four units.
Use our FHA calculator to check today's FHA rates, and see the downpayment, income, credit, reserves, and documents necessary to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loans, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
By accessing extensive data from thousands of lenders, Lendersa® matches it quickly to your unique financial situation and needs for comparison.
Our Loan Limits Comparison Table for 2025 in Garden-Home-Whitford county of Washington, OR, allows you to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of maximum loan amounts. To review requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $414,000 | $414,000 | $414,000 | $414,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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