In 2026, the FHA loan limit in Dallas, Polk county, OR, is $483,000 for single-family homes. For duplexes, the limit is $618,300; for triplexes, it is $747,400; and for four-unit properties, it is $928,850.
The maximum conventional loan for a single-family residence is $726,200. For two units, it is $929,850; for three units, it is $1,123,900; and for four units, the maximum is $1,396,800.
Use our FHA calculator to uncover today’s best FHA rates and learn the downpayment, income, credit, and documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® uses loan program data from many lenders and matches it to your personal financial profile within seconds.
See the Loan Limits Comparison Table for 2026 in Dallas county of Polk, OR, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Evaluate qualification requirements like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $483,000 | $618,300 | $747,400 | $928,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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