For 2026, the FHA loan limit applicable in the county of Clackamas, inclusive of the city Molalla in OR, is established at $672,750 for a single-family home. The limit then extends to $861,250 for homes with two units, $1,041,050 for those with three units, and culminates at $1,293,750 for buildings with four units.
In terms of conventional loans, the ceiling for the loan amount on a single-family dwelling is $726,200. For homes with two units, this cap increases to $929,850. It moves higher to $1,123,900 for three-unit properties, and reaches its apex at $1,396,800 for four-unit residences.
Leverage our FHA calculator to explore today's top FHA rates, which aids in outlining the downpayment needed, gauging income necessities, assessing credit requirements, and in determining reserves and documentation required for qualification.
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With Lendersa® calculator, you can efficiently compare FHA rates and terms with those of various other loan programs. This tool allows you to explore and compare not only FHA loans but also alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive overview of potential financing solutions.
Lendersa® accesses a vast amount of program data from numerous lenders, providing rapid comparisons tailored to your unique financial profile and needs, helping you make well-informed financial decisions.
The Loan Limits Comparison Table for 2026 pertaining to Molalla in Clackamas, OR presents a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively understand and compare qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This insightful tool equips you with the knowledge required for making an optimal loan choice.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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