For the year 2025, within the area of Silverton in Marion County, OR, the FHA loan limits are outlined as follows: a single-family residence has a limit set at $483,000, while properties with two units have a cap of $618,300. If a structure has three units, the limit extends to $747,400, and for buildings with four units, the highest allowable amount is $928,850.
When addressing conventional loans, the maximum amounts are structured in this way: for single-family homes, the limit is $726,200. For properties hosting two units, the amount increases to $929,850, then rises to $1,123,900 for residences with three units, and reaches $1,396,800 for those with four units in total.
To better navigate the financial landscape, we invite you to use our FHA calculator to access the best FHA rates currently available. This tool will also help you calculate the essential down payment, evaluate income criteria, check credit score requirements, determine necessary reserves, and gather the documents needed to qualify.
Investigate loan offers from a diverse group of 100 lenders so that you can select the most suitable option for your financial situation.
The Lendersa® calculator empowers users to effectively compare FHA rate and term offerings with those of all other types of loan programs available. Whether you are considering Conventional loans, Jumbo loans, VA, USDA, Non-QM, or hard money loans, this tool allows you to explore and draw comparisons with FHA terms.
Lendersa® taps into loan program data sourced from an extensive network of lenders. In seconds, it can compare this data against your specific financial profile and needs, providing insights tailored precisely to your situation.
For insights into loan limits, consult the Loan Limits Comparison Table for 2025, pertinent to Silverton within the county of Marion, OR. This table facilitates comparison of maximum loan amounts across several loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To fully compare qualification requirements such as income expectations, required reserves, and the necessity of credit evaluations, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This tool is designed to deliver a comprehensive analysis, allowing you to determine the best loan option available to you.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $483,000 | $618,300 | $747,400 | $928,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
