FHA Loan Max Loan amount for Portland, Multnomah County, OR in 2026

In 2026, the FHA loan limits in Portland county of Multnomah, OR are set at $672,750 for single-family dwellings, $861,250 for duplexes, $1,041,050 for triplexes, and $1,293,750 for four-unit homes.

The maximum allowable amounts for conventional loans are $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Try utilizing our FHA calculator to discover today's best FHA rates and assess what is required in terms of downpayment, income, credit standing, reserves, and paperwork to qualify.

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The Lendersa® calculator allows comparisons of FHA rates and terms with those of other financial products. Assess and explore varied loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Using data from a vast array of lenders, Lendersa® enables rapid comparison tailored to your specific financial needs and profile.

For a comprehensive view, check the Loan Limits Comparison Table for 2026 in Portland county of Multnomah, OR. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. To understand qualification needs such as income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Portland county of Multnomah, OR

SFR 2 Units 3 Units 4 Units
FHA $672,750 $861,250 $1,041,050 $1,293,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $478,400 $478,400 $478,400 $478,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Portland FHA Lenders

  • Plum Tree Mortgage Inc D|B|A Portland Mortgage
  • 1126 Northwest Marshall Street, Portland, OR, 97209
  • Lends in Oregon
  • Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.

  • On Point Mortgage
  • PO Box 3750, Portland, OR, 97208
  • Lends in Oregon
  • OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.

  • Forrit Credit Union
  • 95 SW Taylor Street, Portland, OR, 97204
  • Lends in Oregon
  • Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.

  • Team Swan
  • 310 Southwest 4th Ave, 300B, Portland, OR, 97204
  • Lends in Oregon
  • Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.

  • Capital M Lending, LLC
  • 209 SW Oak Street, Suite 200, Portland, OR, 97204
  • Lends in Oregon
  • Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.

  • Lumen Mortgage Corporation
  • 920 SW 6th Ave, Suite 1200, Portland, OR, 97204
  • Lends in Oregon
  • At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.

  • Theory Mortgage
  • 2809 Northeast Martin Luther King Blvd, Portland, OR, 97212
  • Lends in Oregon
  • Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.

  • Portland Housing Center
  • 3233 NE Sandy Blvd, Portland, OR, 97232
  • Lends in Oregon
  • Portland Housing Center is your trusted resource no matter where you are at in the homebuying process. When you register we’ll help you determine what services you need to become a successful homebuyer and connect you with one on one counseling, financial management and homebuyer classes, and financial products that can help you become successful.

  • NW Premier Mortgage, Inc
  • 2154 NE Broadway St, Suite 120, Portland, OR, 97232
  • Lends in Oregon
  • NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business

  • Unitus Community Credit Union
  • 1300 SW 6th Ave, Portland, OR, 97201
  • Lends in Oregon
  • We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA