2026 FHA (Government Loans) Limits for Portland, Multnomah County, Oregon

In 2026, the FHA loan limits in Portland county of Multnomah, OR are set at $672,750 for single-family dwellings, $861,250 for duplexes, $1,041,050 for triplexes, and $1,293,750 for four-unit homes.

The maximum allowable amounts for conventional loans are $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Try utilizing our FHA calculator to discover today's best FHA rates and assess what is required in terms of downpayment, income, credit standing, reserves, and paperwork to qualify.

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Evaluate your loan choices in Portland, OR

The Lendersa® calculator allows comparisons of FHA rates and terms with those of other financial products. Assess and explore varied loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Using data from a vast array of lenders, Lendersa® enables rapid comparison tailored to your specific financial needs and profile.

For a comprehensive view, check the Loan Limits Comparison Table for 2026 in Portland county of Multnomah, OR. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. To understand qualification needs such as income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Portland county of Multnomah, OR

SFR 2 Units 3 Units 4 Units
FHA $672,750 $861,250 $1,041,050 $1,293,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $478,400 $478,400 $478,400 $478,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.

  • Loandrone, Inc.
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  • Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.

  • Clear Mortgage Capital Inc
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  • Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.

  • TheBestRefi, LLC
  • 9910 Research Drive, Irvine, CA, 92618
  • Lends in Oregon
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  • LoanStream Mortgage
  • 19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
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  • We are here to serve our customers and deliver on our promises. Everything we do is focused on helping our real estate agents and customers get the financing they need in the time they need it. Our mission is to always deliver on our promises and be the innovator and leader in the mortgage industry.

  • LoanStream Mortgage
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  • LoanStream Wholesale is a full-service Mortgage Banker, dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending needs. With great rates and fantastic service, we are focused on being the "one"​ lender and the last lender you will ever need. Over 30 years of mortgage banking experience

  • Bayside Funding
  • 3416 Via Oporto, Suite 301, Newport Beach, CA, 92663
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  • Blackhawk Capital Group is an independent, licensed, full-service Real Estate Brokerage with Residential and Commercial acquisition funding facilities. Since 2005, Blackhawk Capital Group has served as a lead underwriter of both Commercial and Residential Real Estate backed transactions.

  • Tricoast Lending
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  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun

  • Excelerate Capital
  • 4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
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  • Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.