For 2026, in the county of Seaside, Clatsop, OR, the FHA loan limits are: $529,000 for single-family homes, $677,200 for properties with two units, $818,600 for three-unit buildings, and $1,017,300 for four-unit homes.
Regarding conventional loans, their maximum amounts are: $726,200 for a single-family residence, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit residences.
Make use of our FHA calculator to find today's most competitive FHA rates and figure out the necessary down payment, income levels, credit score, reserves, and documentation required for approval.
The Lendersa® calculator allows you to compare the rates and conditions of FHA loans against other products like conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
With access to extensive loan program data from thousands of lenders, Lendersa® quickly aligns this information with your specific financial profile and needs, delivering customized comparisons in seconds.
Our Loan Limits Comparison Table for 2026 in Seaside county of Clatsop, OR gives a clear view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For details on income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $349,600 | $349,600 | $349,600 | $349,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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