In 2026, the FHA loan limit set in Astoria county of Clatsop, OR, is $529,000 for single-family homes. For two-unit dwellings, it's $677,200, while three-unit buildings cap at $818,600, and for four units, the limit is $1,017,300.
The conventional loan max for a single-family residence stands at $726,200. For two units, the ceiling is $929,850, for three $1,123,900, and for four units, it reaches $1,396,800.
Utilize our FHA calculator to discover today’s top FHA rates and figure out downpayments, income thresholds, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparison between FHA rates and terms and those from other loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly sources loan program data from many lenders, aligning it promptly with your unique financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in Astoria, Clatsop, OR, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. For qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $349,600 | $349,600 | $349,600 | $349,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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