During 2025, in the county of Columbia, within St.-Helens, OR, the FHA loan cap is set at $517,500 for a single-family house, $662,500 for a duo-unit, $800,800 for trio-units, and $995,200 for four-unit homes.
The top limit for conventional loan amounts on a single-family residence is $548,250. For a two-unit property, it's $702,000; three-unit buildings have a limit of $848,500, and four-unit properties cap at $1,054,500.
Leverage our FHA calculator to discover today’s optimal FHA rates, and understand what's required in terms of downpayment, income, credit score, reserves, and necessary documents to meet the qualifications.
The Lendersa® calculator facilitates comparisons between FHA rates and terms with other loan options. Evaluate and contrast FHA loans with Conventional, Jumbo, VA, USDA, Non-QM, and hard money financial products.
Lendersa® quickly sources and assesses data from thousands of lenders, aligning derived insights with your specific financial profile and needs.
Consult the Loan Limits Comparison Table for 2025 in St.-Helens, and Columbia, OR, encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum lending amounts. To investigate qualification prerequisites, such as income, reserve levels, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $414,000 | $414,000 | $414,000 | $414,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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