Throughout 2025, the FHA loan ceiling in The-Dalles, county of Wasco, OR, is set as follows: $356,362 for single-family homes, $456,275 for duplexes, $551,500 for three-unit residences, and $685,400 for four-unit properties.
The maximum permitted loan amount on conventional loans for a single-family dwelling is $548,250. For properties with two units, the limit is $702,000, whereas three-unit homes have a limit of $848,500, and those with four units can borrow up to $1,054,500.
Our FHA calculator assists in identifying today’s best FHA rates as well as determining the downpayment, income categories, credit qualifications, reserves needed, and documents required for qualification purposes.
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The Lendersa® calculator allows you to align FHA rates and terms alongside those of other loan programs. We offer the ability to explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.
Lendersa® quickly aggregates loan program data from a multitude of lenders and efficiently contrasts it with your personalized financial circumstances and requirements.
The Loan Limits Comparison Table for 2025 in The-Dalles, county of Wasco, OR, facilitates a detailed comparison between FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financial products. To assess qualification criteria like income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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