In 2026, the FHA loan limits specified for Hood-River located in Hood River county, OR, are as follows: for a single-family home, the limit is $477,250. For a two-unit property, it stands at $610,950, progresses to $738,500 for a three-unit dwelling, and reaches $917,800 for four-unit buildings.
Regarding conventional loans, the maximum permissible amount for a single-family residence is $548,250. This extends to $702,000 for two-unit homes, $848,500 for three-unit properties, and tops at $1,054,500 for four-unit structures.
Using our FHA calculator, you can pinpoint today's most favorable FHA rates and examine the downpayment, income levels, credit requirements, reserves, and documents needed for loan qualification.
The Lendersa® calculator is a tool that enables comprehensive comparison between FHA rates and terms against those of various other loan offerings. Discover options alongside FHA such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® assembles detailed loan program data from thousands of lenders and performs rapid comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hood-River county of Hood River, OR, provides a thorough comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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