For the year 2025, FHA loan limits in the county of Monroe, PA for Barrett are set at $472,030 for a single-family residence. Additionally, the limits are $604,400 for properties with 2 units, $730,525 for 3 units, and $907,900 for 4-unit homes.
The highest allowable amount for conventional loans starts at $726,200 for a single-family dwelling, increasing to $929,850 for dual-unit residences, $1,123,900 for triple-unit buildings, and reaching $1,396,800 for quadplexes.
Leverage our FHA calculator to discover today's most favorable FHA rates and identify the necessary downpayment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® tool allows for comprehensive comparisons between FHA rates and other loan types' rates. Assess different options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® synthesizes loan program data from a wide range of lenders, delivering a tailored comparison swiftly based on your financial situation and needs within seconds.
The Loan Limits Comparison Table for 2025 details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in Barrett county, Monroe, PA. For qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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