FHA Loan Limits for Mount-Pocono, Monroe County, PA in 2026

In 2026, the FHA loan limit in Mount-Pocono county of Monroe, PA is set at $356,362 for a single-family home, climbing to $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

Maximum amounts for conventional loans are $548,250 for single-family homes, $702,000 for 2-units, $848,500 for 3-units, with $1,054,500 for 4-units.

Use our FHA calculator to find today’s best FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents needed to qualify.

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The Loan Limits Comparison Table for 2026 in Mount-Pocono county of Monroe, PA shows comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loans. Assess qualification criteria such as income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Mount-Pocono county of Monroe, PA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Mount-Pocono FHA Lenders

  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
    Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • Lends in Pennsylvania
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.

  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • Lends in Pennsylvania
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.

  • Invicta Mortgage Group
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • Invicta Mortgage Group, Inc
  • 230 Prospect Ave, Scranton, PA, 18505
  • Lends in Pennsylvania
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.

  • John E Young Mortgage LLC
  • 1550 Hwy 315, Suite 102, Wilkes Barre, PA, 18702
  • Lends in Pennsylvania
  • John E Young has been in the Mortgage Industry for 18 years and Licensed by PA Department of Banking for the past 15 years. In less than 3 years as a Mortgage Originator, he was able to open his own Mortgage Company, and over 85% of his company’s business comes from referrals.John has helped many clients fix and analyze their credit reports.

  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).

    On October 27, 1987, upon approval at a special shareholder's meeting

  • Fidelity Bank Pennsylvania
  • 101 North Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • Fidelity Bank has over 118 year history of exceeding its clients'​ expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients

  • My City Mortgage
  • 1439 Monroe Ave, Suite 2, Dunmore, PA, 18512
  • Lends in Pennsylvania
  • My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.

  • Mid Atlantic Funding, Inc.
  • 203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
  • Lends in Pennsylvania
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for y