In 2026, FHA loan limits in Berwick county of Columbia, PA are set at $472,030 for a single-family home. For two-unit buildings, they are $604,400, for three units $730,525, and for four-unit configurations $907,900.
For conventional loans on a single-family residence, the maximum limit is $726,200. This increases to $929,850 for two units, $1,123,900 for three units, and for four units, it is $1,396,800.
Use our FHA calculator to check today’s best FHA rates and discover what downpayment, income, credit, reserves, and documentation are required to qualify.
With Lendersa®’s calculator, compare FHA rates and terms with those of other loan types, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, efficiently comparing it with your financial profile to meet your needs in seconds.
Check the Loan Limits Comparison Table for 2026 in Berwick county of Columbia, PA to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For assessing qualifications like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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