2025 FHA (Government Loans) Limits for Berwick, Columbia County, Pennsylvania

In 2025, FHA loan limits in Berwick county of Columbia, PA are set at $472,030 for a single-family home. For two-unit buildings, they are $604,400, for three units $730,525, and for four-unit configurations $907,900.

For conventional loans on a single-family residence, the maximum limit is $726,200. This increases to $929,850 for two units, $1,123,900 for three units, and for four units, it is $1,396,800.

Use our FHA calculator to check today’s best FHA rates and discover what downpayment, income, credit, reserves, and documentation are required to qualify.

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With Lendersa®’s calculator, compare FHA rates and terms with those of other loan types, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Check the Loan Limits Comparison Table for 2025 in Berwick county of Columbia, PA to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For assessing qualifications like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available.

Loan limits Berwick county of Columbia, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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