In 2026, the FHA loan limits for Newport county in Luzerne, PA are $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.
Conversely, the maximum on conventional loans for a single-family is $726,200, for 2 units it's $929,850, while for 3 units, it is $1,123,900, and for 4 units, it reaches $1,396,800.
Utilize our FHA calculator to check today’s best FHA rates, figuring out the necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers loan data from thousands of lenders, aligning it with your financial profile for a quick comparison.
Use the Loan Limits Comparison Table for 2026 in Newport county, Luzerne, PA to compare the maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria, including income, reserves, and credit ratings, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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